My Husband Won’t Let Me See His Bank Account [Next Steps]

Is this you? “My husband won’t let me see his bank account, what should I do now?” Then, you’re in the right place.

In this article, we’re going to explain what your husband has to disclose and doesn’t have to disclose. We will also share your options, and what you can do about the bank account he won’t show you.

Importantly, the information that we share in this article will apply if accounts are held in mid-shore banking hubs like Guernsey, offshore hubs like the Cayman Islands, or with local banks down the street from your home.

Feel free to use the table of contents to jump ahead to any sections that are immediately relevant to your search.

Table of Contents

  1. My Husband Won’t Let Me See His Bank Account… Is That Legal?
  2. When Does My Husband Need to Share His Bank Account
  3. Frequently Asked Questions
  4. Ready to Explore Your Options?

My Husband Won’t Let Me See His Bank Account… Is That Legal?

The first step in determining whether you have the legal right to see your husband’s bank account is confirming who owns the bank account. In other words, is your husband the legal owner of the account?

Importantly, if your husband is the only account holder and you (as the wife) are not named on the account, then you do not have the legal right to access the account.

Additionally, in certain instances, ownership of financial accounts (and the underlying assets) may be transferred legally to a designated offshore entity for estate planning or asset protection purposes.

Importantly, using offshore trusts, foundations, and similar entities for wealth management, asset protection, and added security from unlawful confiscation is a common strategy used by wealthy families and professionals around the world. It does not signal wrongdoing or ill intent.

Needless to say, most couples discuss these financial matters before marriage, setting clear expectations for how finances will be shared and managed. Not surprisingly, a bit part of this is knowing what level of transparency is expected and agreed upon.

That said, any verbal agreements about transparency are unlikely to help you unless both names are on the account. With this in mind, if there is an expectation of transparency, you may want to have a discussion about joint accounts.

When Does My Husband Need to Share His Bank Account

Your husband needs to show you his bank account if the account actually belongs to the two of you. In other words, is the account a Joint Account where both you and your husband are named as legal account holders? If so, then it is your account too and you have every right to the information inside the account.

The other scenario where your husband will be required to share information about the bank account with you is during legal proceedings, such as divorce. Depending on the jurisdiction of the legal proceedings, your husband would have to disclose all of his financial accounts and their balances for consideration.

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Frequently Asked Questions

Below are two of the most common questions that we receive from people looking to open offshore bank accounts. If you have further questions you would like answered, don’t hesitate to get in touch with us directly.

Do I Have a Right to See My Husband’s Bank Account?

No. Generally speaking, if your husband is the sole account holder of an account, he does not need to show you (or anyone else) his account information. Instead, he is the only person who has the right to see his account. That said, he may choose to share his bank account information with you.

Why Does My Husband Hide His Money From Me?

If your husband hides his bank account from you, then there is probably a lack of trust surrounding financial information. If this is not something that you discussed prior to marriage, you should have a conversation about it now to clarify expectations and confirm both parties are aligned.

Ready to Explore Your Options?

If so, you can access GlobalBanks Insider and start the process of applying for an offshore account in a few clicks.

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GlobalBanks Team
GlobalBanks Team

The GlobalBanks editorial team comprises a group of subject-matter experts from across the banking world, including former bankers, analysts, investors, and entrepreneurs. All have in-depth knowledge and experience in various aspects of international banking. In particular, they have expertise in banking for foreigners, non-residents, and both foreign and offshore companies.

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