Your Free Guide: Opening Bank Accounts in the USA
Download this FREE printable guide to start opening US bank accounts for you or your business in the USA 100% remotely!

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Banking in the USA
Banking in the US is one of the most advantageous tools for foreigners, non-residents, foreign companies, and offshore structures. But, if you ask most banking professionals, they’ll tell you opening a bank account in the US as a non-resident foreigner or foreign business is impossible. Well, they’re wrong.
Start the process of opening a US bank account today by going through our free resources on personal and business banking in the US.
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Banking in the USA
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US Banking Article

Bank Account Without SSN or ITIN [2024 Guide]
Foreign non-residents can open US bank accounts without an SSN or ITIN. Certain US banks allow remote opening. Qualifying deposits range from $5k to $250k.
Click here to read our featured (and most IMPORTANT) US banking article that shares how foreigners can open in the US without an SSN or ITIN.
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US Bank Account Opening Guide
Opening a US bank account as a foreigner, non-resident, or for foreign non-resident businesses is extremely hard.
But, it doesn’t have to be…
We give you the step-by-step process to overcome the ‘Seven Roadblocks’ that are stopping you from opening accounts and much more in this free guide.
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Banking in the USA 101
Banking in the US can give you access to the most sophisticated financial market in the world. With US banking comes a stable currency, access to credit, and attractive credit card rewards.
Contrary to popular belief, banking in the US is an option for foreign and non-resident businesses, individuals, and even offshore structures. You, just need to have the right information and know how to successfully apply for an account.
With this in mind, here is a list of the groups that can open US bank accounts.
Who Qualifies for Banking in the US
- Non-resident & foreign individuals
- Non-resident & foreign businesses
- Non-resident foreign owned US LLCs
- Companies registered in most offshore jurisdictions
- Passive foriegn investment companies (PFICs)
As you can see, the only groups not included in this are individuals and businesses with ties to US blacklisted countries.
So if you fall into one of the groups listed above (which you probably do), let’s take a look at how you can start opening US bank accounts right now.
How to Open US Bank Accounts
The first step to open a US bank account is to know the type of account you want. Do you want a personal or business bank account? This is important because there are different requirements for each. Also, the requirements vary from bank to bank. Note that, some banks allow business accounts to be opened remotely, but personal banking typically requires an in-person visit.
In general, if you’re trying to open a either a personal or business account with a brick-and-mortar US bank (remotely), you should expect to deposit between a few thousand and few hundred thousand. Yes, that’s a big range.
Most individuals and business can access real brick-and-mortar US banks with just a few thousand dollars. If you want more premium banking services, investment support, or a bank with international branchesthen you will need to deposit more.
Also, if you want to open a digital bank account for a non-resident US LLC, there are some options available that do not have an initial deposit requirement. But, those platforms generally make it difficult for foreign non-residents to open accounts and lack the support a business needs.
Lastly, before choosing a bank, you should consider whether or not you are willing to travel to open the account. You will have more options if you can open an account in person. But you’ll have to decide if this is worth the additional costs of flights, accommodation and ground transportation.
If you would like to save money in the process of opening a bank account in the US, there are some great options that will enable you to open accounts from the comfort of your home. We help members of our US account opening service do this every day.
If you’re ready to open US accounts today, find out how to get started below.
MEMBER ACCESS
GlobalBanks USA provides immediate access to the tools & proven strategies to start opening US bank accounts for you and your business.
More importantly, you receive dedicated one-on-one support from our team to help you open the best US bank accounts possible…
Including direct introductions to US bankers that are ready to process your account opening application.
What you can expect when you join GlobalBanks USA:
- Successfully open US bank accounts (100% remotely)
- Receive a warm welcome at US banks through our direct introduction
- Overcome opening challenges by following step-by-step instructions
- Use proven tools & strategies to meet bank requirements you’re missing
- Stop worrying about whether or not you’ll be able to open accounts!
You’re just a few clicks away from joining GlobalBanks USA & opening the US bank account you need…
Looking for a different type of account?
We can help you make informed decisions about personal, business, & private banking across Europe, Asia, and the United States. Click here to learn more.
Free Resources
Banking in the USA
Below you’ll find our archive of free resources to assist with opening (and maintaining) US business bank accounts.
This includes detailed articles to help you open accounts and free guides explaining how to navigate challenges for specific business types.

Zelle Limits | US Digital Banking 101

How Long Does It Take To Get a Credit Card?

How Does Afterpay Work? | Important Considerations

Charge Card vs Credit Card | Credit Cards 101

Can You Use a Credit Card at an ATM? | Credit Cards 101

CVV Meaning | Credit Cards 101

What Is “Purchase APR”? | Credit Cards 101

Is Plaid Safe? | Plaid Free Guide & Security Review

How to Use Venmo? | Step-by-Step Guide

How to Add Money to Venmo? | Free Venmo Guide

Create a Series LLC | Your Free Guide on Series LLCs

W8 Form | What Should You Know About Form W-8 BEN?

Venmo Fees | How Much Does Venmo Charge?

Zelle Business Account | Should You Use Zelle Business?

Venmo for Business | Venmo Business Accounts 101

Venmo Limit Per Day? | Venmo Limits Explained

Does Venmo Charge a Fee? | Venmo Fees Explained

Venmo Business Account | Read Before Opening

Venmo Limits Exposed | Digital Banking 101

Substantial Presence Test | Calculate Your US Presence

ITIN Application | How & Where to Apply for an ITIN?

APY vs APR: Annual Percentage Yield vs Rate Explained

What Is a Nonresident Alien? | Nonresident Aliens 101

Secured Business Credit Card | Credit Cards 101

Easiest Credit Card to Get: Free US Credit Card Guide


Credit Cards With No Deposit: Free Credit Card Guide

Business Credit Cards for LLC | Your Free Guide

Best Bank for Business Account: How & Where to Open

What Is a Chargeback? | Your Questions Answered

Form SS4: Everything You Need to Know

What Is an EIN? | Everything You Need to Know


Unsecured Credit Cards: Free USA Credit Card Guide

Largest Banks in the World in 2023

Bad Debts: Meaning & Examples in Banking

How Much Should You Pay on Your Credit Card?

Venmo Transfer Limit: How Much Can You Send?

E-Commerce Enablement 101: How to Get Started

What Are Advisory Shares? | US Business Basics

What Is Account Level Reserve? | Processing Payments 101

Anonymous LLC States: Where to Register Anonymous LLCs?

Anonymous LLC Delaware: Anonymous LLCs 101

Best State for Anonymous LLC: How to Choose LLC States?

Wyoming LLC Pros and Cons: Should You Use Wyoming LLCs?

Nevada LLC Benefits: Complete NV LLC List of Advantages


Best Bank for Ecommerce Business: Business Banking 101






Term Loan Meaning: Your Free Guide to Term Loans



Fiscal vs Monetary Policy: What Do You Need to Know?



Stripe vs Square: How to Choose a Payment Processor?




Can You Cash a Check at an ATM? ATM Deposit Guide

Liquid Net Worth: What It Is and How to Calculate



Compound Interest Savings Account: US Banking Basics

Money Order vs Cashier Check: US Banking Basics


What Is an ABA Number? | ABA vs Routing Number



Best Bank for College Students: Student Banking 101

What Does FICO Stand For? Your FICO Score Explained








ABA Number Meaning + ABA Number vs Routing Number




How to Use a Visa Gift Card Online? Free User Guide



Credit Cards for Poor Credit: Credit Card Guide

Credit Card Advantages and Disadvantages Explained


No-Penalty CD Guide: What You Need to Know



Venmo Goods and Services: Purchases + Protections




Credit Building Credit Cards [Free Guide]

Venmo Payment Declined | Reasons & Solutions

Lienholder Meaning [Banking Basics]

Term Deposit Meaning [Benefits of Term Deposits]

Are CDs FDIC Insured? [US Banking Basics]

What Is the Difference Between Credit Card and Debit Card?

What Is a Utility Bill? [Free Guide]

Current Outstanding [Meaning in Credit Card Balance]

What Credit Score Do You Start With? [US Credit 101]

Do Credit Cards Have PINs? [Credit Card PIN Numbers]

EIN vs TIN [US Reporting & Banking Basics]

LTC vs LTV [Financing Basics]

Secured Credit Card Canada [Credit Building Options]

LLP vs LLC [Limited Liability Partnership or Company]

How to Build Credit Without a Credit Card [Free Guide]

Best Credit Cards for Young Adults [Free Guide]

Transfer Credit Card Balances [Read First]

What Is a Disregarded Entity? [Business Banking 101]

What Does SME Stand For? [Business Banking 101]

Business Credit Cards With EIN Only [EIN Credit Cards]

Free Online Checking Account No Opening Deposit at Bank

What Is CVV on a Debit Card? [Credit & Debit Cards 101]

Do Credit Cards Have Routing Numbers? [US Credit Card]

What Is a Balance Transfer? [Banking & Credit Basics]

What Is a Billing Address? [Banking & Credit Card Basics]

What Is Minimum Amount Due in a Credit Card? #Credit Card

Is Earnest Money Refundable? + Other Important Questions

What Is a Liquid Asset? [Liquid Assets 101]

Certified Funds 101: What They Are & When They Matter

Difference Between Lease and Finance | Which is Better?

Secured vs Unsecured Credit Card | Which to Choose?

Mortgagor vs Mortgagee [Who Is a Mortgagee?]

Interest Saving Balance [US Credit Basics]

147c Letter [US LLC + US Banking Basics]

What Is Operating Income? [Business Basics]

Outstanding Balance Meaning [US Credit Basics]

Credit Card Forgiveness [US Credit Basics]

Chattel Loans [Loans for Moveable Property]

What Does “In Credit” Mean? [US Credit 101]

Loan to Cost Meaning [US Real Estate Financing]

Credit Card Outage [Why Payment Processing Fails]

What Is a Non-Resident Alien? [US Banking]

How Do Credit Card Companies Make Money? [Free Guide]

What Increases Total Loan Balance? [US Credit Basics]

Is Venmo International? [Sending Money From the USA]

Send Money to Australia From USA [Send Money Abroad]


Credit Card Closing Date [US Credit Card Basics]


Certificate of Good Standing California [California LLC]

Certificate of Good Standing Delaware [Delaware LLC]

Disregarded Entity Meaning [US LLC Basics]

Member-Managed vs Manager-Managed [US LLC Basics]

Form 1583 + How to Receive Mail for a US LLC

Form 5472 Instructions: Guide for Foreign Owned US LLCs

How Much Does It Cost to Start an LLC? [+LLC Banking]

Credit Card With Air Miles [Travel Credit Cards]

Best First Credit Card for Young Adults: Credit Cards 101

How to Prove Residency Without Bills [USA Banking]

ITIN Number for Illegal Immigrants [ITIN Basics]

Brick-and-Mortar Means … [Important Definition]

Can I Open a US PayPal Account? [US PayPal 101]

Certificate of Good Standing Florida [US LLC Basics]

Can an S Corp Own an LLC? [US Businesses + Banking]

Disregarded Entity for Tax Purposes [US LLCs & Taxes]

How Long Do ACH Transfers Take? [ACH Transfers 101]

What Is an Outstanding Check? | Outstanding Checks 101

Current vs Available Balance [What You Need to Know]

Send Money From USA to Canada [Send Money to Canada]

Send Money to UK From USA [Your Money Transfer Options]

How Long Does It Take To Get an EIN? [US LLC Banking]

Can You Get a Money Order With a Debit Card? [Yes or No?]

How Long Are Money Orders Good For? [US Money Orders]

What Is a Single-Member LLC? [US LLC 101]

How Do I Stop Automatic Payments From My Bank Account?

Why Does Venmo Need My SSN? [Venmo Guide]

Buy Stocks With ITIN Number [US Investing for Foreigners]

How Much Will a Secured Credit Card Raise My Score?

ITIN Loans [How to Obtain an ITIN Loan]

Credit Cards That Use Equifax [US Credit Cards]

How to Send Money to Someone Without a Bank Account

What Is a Relationship Banker? [US Banking]

What’s the Difference Between a Credit Union and a Bank?

Can I Open a Bank Account Without SSN or ITIN? [YES!]

Can You Have Multiple Businesses Under One LLC? [US LLCs]

147C Form IRS [EIN Verification for US LLC]

Wyoming LLC Benefits [Setting up an LLC in Wyoming]

Open Bank Account Online Without SSN [Open 100% Remote]

EIN Reference Number 101 [US LLCs]

Online Bank Account With Instant Debit Card No Deposit

SSN vs ITIN [US Tax IDs & Banking Myths]

Should I Be My Own Registered Agent for an LLC? [US LLC]

How to Buy Dormant Companies in US [Step-by-Step Guide]

What Is a Share Certificate? [US Credit Unions]


Provisional Credit Reversal [US Business Banking]

How Long Does It Take an LLC to Be Approved? [US LLCs]

Payment Processing With Automated Onboarding

Visa International Service Assessment [ISA Fee 101]

MoneyGram Reference Number [Money Orders 101]

Can You Refinance With the Same Bank? [US Banking 101]

How to Change PayPal From Business to Personal

MoneyGram Money Order Refund [Money Orders 101]

How Old Do You Have to Be to Have PayPal? [PayPal 101]

Can You Have Multiple PayPal Accounts? [PayPal 101]

Why Does PayPal Need My SSN? [Social Security Number]

Bank Mobile Alert: Visa Card Locked [Next Steps]

MoneyGram Tracking Money Order [Money Orders]

Can I Buy a House With ITIN Number? [Foreigner Mortgage]

Is Member Number the Same as Account Number? [US Banking]

Small Business Loan: Installment or Revolving Loans

What Does Gateway Rejected Mean?

Wyoming LLC [Non-Resident US Business Guide]

What Is a Certificate of Formation? [US Business Banking]

What Is a Bank Acceptance? [Business Banking 101]

Best Credit Card for Contractors: Independent Contractors

Visa Provisioning Charge 101 – [What You Need to Know]

This Card Can’t Be Used for this Transaction [What Now?]

Does Stripe Accept Payments From Nigeria? [Free Guide]

Credit Cards That Use TransUnion [US Credit Card App]

Virtual Credit Card for Employees [Starter Guide]

Best Bank Account For eBay Sellers [Bank Accounts]

Do I Need an LLC to Sell on Amazon? [LLC + Amazon]

e-Commerce Alternative to Square or Stripe [Alternatives]

Merchant Services and ATM [ATMs for Business Owners]

What States Allow a Business Without Physical Presence?

Can I Use My Home Address for My LLC? [Physical Address]

Wyoming vs New Mexico LLC [How to Choose]

Delaware LLC Operating in Florida

Delaware vs Nevada vs Wyoming LLC [How to Choose]

Why You Should Not Form an LLC in Wyoming [Wyoming LLC]

Mobile Bank With Virtual Debit Card

New Mexico Limited Liability Partnership [Pros & Cons]

Payment Processor vs ISO [US Payment Processors]

Wyoming vs Delaware LLC [How to Choose]

Online Checking Account With Virtual Debit Card: US Banks

KYC Requirements for Investors [USA Investor Guide]

ITIN Mortgage Loans [US Lending With an ITIN]

Loan With ITIN Number [US Banking With ITIN]

Vacation Savings Account [USA Account Opening]

What Is a Provisional Credit From a Bank?

Bank Guarantee vs Letter of Credit [The Difference]

New Mexico LLC Advantages [Anonymous US LLC]

Anonymous LLC Wyoming [Anonymous US LLC]

What Do Mortgage Lenders Look For on Bank Statements

ECC Banking [Electronic Check Clearing at Banks]

Does an Executor Have to Show Bank Statements?

Payable on Death Bank Accounts Pros and Cons

Can I Withdraw Money From My TOD Account? [US Accounts]

Can You Deposit an Estate Check Into a Personal Account?

Anonymous LLC Florida [Limited Liability Company]

Banks That Accept ITIN [Start Here]

Best ITIN Mortgage Lenders [ITIN Mortgages]

Common Mistakes You’re Making With Your Checking Account

Can a Minor Be a Beneficiary on a Bank Account?

Setting up a Joint Bank Account [Bank Account Guide]

Best Banks for Real Estate Investors [USA Properties]

Student Credit Card vs Secured Credit Card [Secured Card]

Best Credit Cards for NRI [NRI US Credit Cards]

Best Bank Accounts for International Students in USA

Virtual Bank Account Without SSN: Finding the Right Banks

Open Bank Account + Instant Debit Card [US Debit Cards]

Reward Cards for Students [US Cards for University]

Should I Open Multiple Secured Credit Cards? [US Credit]

Best Bank for Foreigners in USA [Bank for Expats]

Virtual Bank Account With Routing Number: Account Numbers

Expat Maintaining US Address: US Banking Considerations

Loans Without SSN or ITIN [US Loan Guide]

Expat Mortgage USA [United States Mortgage for Expats]

Turned Down for Business Bank Account: Avoid Being Denied

New Mexico Anonymous LLC Bank Account [Anonymous LLCs]

LLC: Wyoming vs Nevada [Nevada vs Wyoming LLC Showdown]

Wyoming LLC Bank Account: Business Bank Accounts

Are US Dollars Accepted in Canada? [US Banks + Travel]

Best US Bank Account for Expats: Expat Banking Guide

Open a USD Bank Account Online [Free Guide]

LLC Taxes for Non-Residents [Free Guide]

US Credit Card for European Resident [Credit Cards]

American Express for Non-US Residents [How to Apply]

Online USD Bank Account [Online Banking for LLCs]

Open a US Business Bank Account for a Non-Resident Company

How to Open a Bank Account for an eCommerce Business

Best US Banks for Non-Residents [Banking in the USA]

Choosing the Best Business Banks to Open With Remotely

What’s the Best Business Account for Startups?

Best Business Bank Account [Small Businesses Guide]

Business Bank Account For LLC [US Business Banking]

SS4 Instructions [Step-by-Step Process]

Where Can I Find My Articles of Organization?

How to Create a US PayPal Account [Free Guide]

How to Request an EIN Verification Letter 147C

How to Create a US Stripe Account [Start Here]

Wyoming LLC Pros and Cons [Registering an LLC]

How to Open an American Bank Account

How to Get a US-Issued Credit Card

Credit Card With ITIN Number [US Credit Cards]


Can a US Citizen Living Abroad Open a Bank Account?

Bank Account Without SSN or ITIN [2024 Guide]

Open US Bank Account From India: Free Banking Guide

Open a Bank Account Online in the US as a Non-Resident

US Bank Account For Foreigners [Free Guide]

US Credit Card for Foreign Nationals: US Credit Cards

Open a Business Bank Account in the USA

Open a US Bank Account From Abroad

Banks in Puerto Rico: Should You Bank Here?

US Bank Accounts for Non-Residents [Banks in the USA]

Open a Delaware Business Bank Account Online

How to Open a Bank Account in the US as a Foreigner

US Credit Cards for Foreigners [2024 Credit Card Guide]
