Privacy Policy

Last updated: October 17, 2026

Introduction

This Privacy Policy explains how GlobalBanks collects, uses, discloses and protects personal information when you visit www.globalbanks.com and related GlobalBanks pages, request reports, complete quizzes or applications, purchase products or services, or communicate with our team by email, telephone or other channels (collectively, the “Website” and “Services”).

This policy provides information about our practices. Using the Website or reading this policy does not, by itself, constitute consent to optional advertising tracking or customer-data matching. Where consent is required, it must be obtained separately.

Collection of Information & Cookies

Depending on how you interact with us, we may collect:

  • Contact information: your name, email address, telephone number and mailing address.
  • Requests and applications: banking objectives, citizenship, residency, geographic preferences, deposit range, source of wealth, account requirements, questionnaire responses and information you provide about your circumstances.
  • Communications and service records: correspondence, appointments, application status, purchases and information needed to provide the Services.
  • Website and device information: IP address, browser and device information, referring pages, pages visited, interaction times and campaign information.
  • Advertising and attribution information: campaign parameters, advertising click references, visitor identifiers and records linking visits to guide requests, applications, appointments or purchases.

Payment information may be collected by our payment-processing partners when you make a purchase. We do not store your full credit card details.

Cookies and similar technologies, including browser storage, may support Website functionality, remember preferences, measure usage and connect advertising interactions with subsequent activity. First-party cookies are not necessarily anonymous: a visitor identifier may become linked to your contact information when you submit a form.

Relevant advertising and attribution identifiers include Google click identifiers such as gclid, gbraid and wbraid; OpenAI’s oppref click reference; OpenAI’s __oppref and __obref cookies; and GlobalBanks’ gb_vid visitor identifier.

OpenAI documents a 30-day lifetime for __oppref and a 365-day lifetime for __obref. GlobalBanks’ current gb_vid configuration requests a lifetime of up to two years. Actual persistence may be shorter because of browser restrictions, deletion or privacy choices. Cookie lifetimes are separate from the retention of associated server records.

Use of Collected Information

We use personal information to respond to enquiries, deliver requested reports, assess applications, arrange appointments, provide Services, process transactions, administer customer relationships, maintain security, prevent fraud and comply with legal obligations.

We may also use information to understand Website usage, identify traffic sources, improve the Website and Services, and measure our marketing. Marketing communications are subject to applicable consent and opt-out requirements. You can unsubscribe from marketing emails using the unsubscribe option provided in those emails.

Where applicable law requires a legal basis, processing may rely on performing a contract or taking requested steps before a contract, complying with legal obligations, legitimate interests where permitted, or consent. The appropriate basis depends on the activity and jurisdiction. We do not rely on general Website use as consent where affirmative consent is required.

Advertising, Analytics & Measurement

We use advertising and measurement services, including Google and OpenAI, to understand whether advertising leads to guide requests, applications, qualified applications, strategy-call bookings and purchases, and to support advertising optimization where enabled and permitted.

Measurement may use browser-based tools, including the OpenAI Pixel, and server-to-server reporting. Depending on the tool and event, information shared may include an advertising click reference, browser or visitor reference, event name, event time, event identifier, page address and an actual transaction value and currency where relevant. Not every event contains every field.

Advertising click references can allow a provider to connect activity on our Website with an earlier advertising interaction. These references should not be treated as anonymous simply because they do not contain a name or email address.

OpenAI’s applicable conversion terms permit use of conversion data for reporting, audience creation and improving, optimizing, measuring and delivering its services. Under its advertising data-processing terms, OpenAI generally acts as an independent controller, subject to the terms’ restricted-processing provisions. Providing conversion data does not mean we have enabled every available audience or advertising feature.

Google processes information according to its applicable advertising terms and privacy policies. Provider roles and permitted uses depend on the service and applicable terms.

Analytics and advertising are different purposes. Permission for analytics, where obtained, does not automatically authorize advertising measurement or customer-data matching.

Contact Information & Advertising Matching

Advertising tools may use contact information, such as an email address or telephone number, to match a conversion with an advertising interaction. Google Ads Enhanced Conversions is one example. OpenAI’s automatic advanced matching can detect supported contact fields and normalize and hash them in the browser before transmitting matching information.

Hashing does not make contact information anonymous and does not establish permission to share it. Customer-data matching requires separate, explicit advertising acceptance covering the information, recipients and purposes. Signing up for a newsletter, requesting a guide, submitting an application or acknowledging this policy does not, by itself, provide that acceptance.

Customer-data matching is optional and is not necessary to request a guide or apply for our Services. Matching information must not be collected or transmitted when the required permission is absent or has been withdrawn.

Disclosure to Third Parties

We may disclose information to providers supporting hosting, communications, customer relationship management, appointment scheduling, payment processing, security and delivery of the Services. We may also disclose advertising and measurement information to Google and OpenAI as described above, subject to applicable privacy requirements.

Some recipients process information on our behalf; others may act as independent controllers under their applicable terms. Advertising disclosures may constitute a “sale,” “sharing” or processing for targeted advertising under certain laws, even where no money is exchanged. Any applicable opt-out rights must be respected.

We may disclose information when required by law, to respond to lawful requests, to protect rights and safety, or in connection with a merger, acquisition or transfer of business assets, subject to applicable legal requirements.

We will not use your name, likeness or social media profile in public marketing materials without your explicit permission.

Information may be processed outside your country of residence. Where legally required, international transfers require appropriate safeguards under applicable data-protection law.

Privacy Choices & Withdrawal

Where prior consent is required, optional advertising tracking requires acceptance before it begins. If the required consent cannot be established, that tracking must remain blocked. Elsewhere, advertising measurement remains subject to applicable law, explicit refusals and relevant opt-out rights.

You may contact GlobalBanks through the contact options on the Website to ask about your privacy choices, withdraw consent or exercise applicable rights. Website consent-management controls, where available, provide an additional way to manage these choices. Provider settings and browser cookie controls may also help, but do not necessarily stop server-side reporting.

Withdrawal must stop future processing that depends on the withdrawn consent, including applicable delayed advertising reports. Later acceptance does not authorize replaying events that were blocked when they occurred. Withdrawal does not affect the lawfulness of processing carried out before withdrawal.

Records of consent may include a visitor reference, the choices made, decision time, the notice version shown and relevant region or opt-out information. Acceptance evidence may be retained alongside a later withdrawal to document both decisions.

Applicable opt-out signals, including Global Privacy Control where legally required, must be respected.

You can also manage Google advertising preferences through Google My Ad Center. Information about OpenAI’s practices is available in OpenAI’s Privacy Policy and Conversion Terms.

Retention

Retention depends on the category of information and its purpose, including providing Services, documenting transactions and privacy choices, maintaining security, and meeting legal or dispute-related requirements. Associated server records may remain after a browser cookie expires.

Retention must be limited to what is necessary for the relevant purposes and legal obligations. You may contact GlobalBanks for information about the retention applicable to your records or to request deletion where available under applicable law.

Your Privacy Rights

Depending on your location and applicable law, you may have rights to access, correct, delete or receive a copy of your personal information; restrict or object to processing; withdraw consent; and opt out of sale, sharing or targeted advertising. You may also have the right to complain to a relevant data-protection authority.

To make a request, contact GlobalBanks through the contact options on the Website and identify your request as a privacy matter. We may need to verify your identity before acting. Applicable exceptions may require retention of certain records.

Requests concerning identifiable tracking information must cover linked visitor, interaction, identity and attribution records, not just your application or customer profile. Requests concerning a provider’s independent processing may also need to be directed to that provider.

Security

We use service providers to host and support the Website and Services. No method of transmission or storage is completely secure. If you believe your information has been compromised, contact GlobalBanks through the Website’s contact options.

Changes to This Policy

We may update this policy to reflect changes in our practices, Services or legal requirements. The date above identifies the latest revision. Where required, we will provide additional notice or obtain new consent before making a material change to processing. Publishing an updated policy does not, by itself, authorize a new use of information that requires consent.

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