To Comply With International Regulations This Transaction Has Been Declined

If you own a business and customers are receiving this message: โ€œTo comply with international regulations, this transaction has been declinedโ€ when checking out via PayPal, youโ€™re in the right place.

We’re going to help you understand this warning and what you can do about it while also giving you a lasting commercial solution by opening a business bank account in the US for your business.

Feel free to jump ahead to the areas most relevant to you by using the table of contents below.

Table of Contents

  1. Transaction Has Been Declined Due to International Regulations
  2. Frequently Asked Questions
  3. Ready to Open Accounts With Banks in the USA?

Transaction Has Been Declined Due to International Regulations

If you receive the message โ€œTo comply with international regulations, this transaction has been declinedโ€ it could be due to missing account information. This may include documents to confirm the identity of the account holder, their business, or their residential address.

Additionally, if the account is not already verified, doing so can help with the process. That said, many individuals with verified accounts have also faced this issue, so it is not a guaranteed solution.

Importantly, PayPal is not the only platform to cause problems for business owners when trying to accept payments. Even traditional banks and merchant accounts can face payment acceptance issues resulting in provisional credit reversals and investigations.

In short, one of the best ways to resolve this issue is to avoid it in the first place. So, if you can avoid a transaction being declined due to international regulations, you should. In most cases, both foreigners and non-residents can open bank accounts for US LLCs 100% remotely.

For your reference, US LLC accounts can then be connected to more streamlined payment processing solutions like Stripe, which can accept payment methods from around the world.

Of course, if you have a business in another country, pairing your business with a traditional bank account locally and a local payment processor would offer similar benefits.

On the other hand, if your goal is to resolve this PayPal processing issue, following the steps outlined above should help you. If not, you will have to contact PayPal support directly and hope that they can help you navigate the problem.

Do You Want More USA Banking Insights?

Sign up here to receive our Free USA Banking Starter Guide. Itโ€™s designed to help non-residents with opening bank accounts at top financial institutions in the US.

Frequently Asked Questions

Below are two of the most common questions that we receive from people trying to resolve declined payments on PayPal. If you have further questions you would like answered, donโ€™t hesitate to get in touch with us directly.

Why Does PayPal Keep Saying to Comply With International Regulations This Transaction Has Been Declined?

If you continue to receive this notification, it could be because your account is missing important account-level information. In most cases, this includes information related to the identity of the account holder or their residential address.

How Do I Fix a Declined Payment on PayPal?

If you received a notification saying “Transaction declined due to international regulations”, there are a few steps to follow. First, to fix a declined payment on PayPal, you first need to know why the payment has been declined. For instance, you may need to confirm that your account is fully up to date. This involves confirming all of the necessary information to identify the account holder has been provided.

Ready to Open Accounts With Banks in the USA?

If so, you can get access to GlobalBanks USA (our dedicated US banking service) in just a few clicks.

GlobalBanks USA is a 100% personal account opening solution. It provides direct access to our team of US banking experts.

When you join, you receive…

+ Expert suggestions on where to open US bank accounts.

+ Step-by-step support to navigate opening US bank accounts.

+ Direct introductions to helpful and responsive bankers.

+ Plus, detailed guides to maximizing the value you get from your new US bank account.

And “yes!” GlobalBanks USA helps foreigners and non-resident individuals open bank accounts.

In fact, GlobalBanks USA even helps non-resident US LLCs and foreign & offshore entities.

To learn more about GlobalBanks USA, visit the product page to see how our team can help you successfully open US bank accounts!

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GlobalBanks Team
GlobalBanks Team

The GlobalBanks editorial team comprises a group of subject-matter experts from across the banking world, including former bankers, analysts, investors, and entrepreneurs. All have in-depth knowledge and experience in various aspects of international banking. In particular, they have expertise in banking for foreigners, non-residents, and both foreign and offshore companies.

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