We’ve talked about how to open a bank account online in the US as a non-resident in the past. We’ve also shared all the challenges you’ll face during the account opening process.
And, of course, we’ve outlined how to find the right US bank that will actually accept you.
But, the whole process can still be overwhelming, especially if you’re doing it on your own.
So, we thought it would be helpful to pull together our best resources on US banking in one article. That way, you can quickly understand your US account opening options.
Open a Bank Account Online in the US as a Non-Resident
Opening a bank account online in the US as a non-resident is possible. To do so, you will need to prepare standard account opening forms, supporting documentation, and apply to a bank that accepts online applications. Unfortunately, not all banks accept online applications. But, if you continue reading, we’ll share how to overcome this obstacle.
Bottom line: Yes, it’s possible to open a US bank account online as a non-resident.
In fact, we help foreign non-residents, digital nomads, expats, and foreign business owners with opening bank accounts online in the US as non-residents every day.
And, after you finish this article, you’ll be able to get started with opening US bank accounts online as a non-resident as well.
But, before diving in, if this is your first time visiting GlobalBanks, don’t forget to download your FREE USA Banking Starter Guide. It’s designed to help non-residents open accounts with top banks in the US.
Open a Bank Account Online in the US as a Non-Resident Individual
Needless to say, it can be difficult to open a bank account online in the US as a non-resident individual. In fact, without knowing which banks offer online account opening for non-residents, your chances of success are basically zero.
And, that’s before you tackle the normal account opening challenges that non-residents face in the US. So, if you want a US bank account, it’s wise to prepare in advance. And, it’s especially important to carefully choose the banks you approach.
But, if you can overcome the account opening challenges, choose the right bank, and meet the opening requirements, it is possible to open a bank account online in the US as a non-resident.
If this is your goal, the following US banking articles were designed for you. They share everything you need to know before applying to open a bank account online in the US as a non-resident.
Article 1: US Bank Accounts for Non-Residents [Start Here]
If you’re new to the world of US banking, this article is the perfect starting point. Our team shares everything you need to understand before applying. Including how to choose the right bank for your client profile.
Additionally, we outline the specific non-resident customer groups that can open US bank accounts. And, we share the benefits each group can expect, to confirm that the US is the right banking hub for you.
So, if you’re just starting your journey with opening a bank account online in the US as a non-resident individual, this article is for you.
Article 2: Open a US Bank Account Without an SSN or ITIN
Of course, if you’re a foreign non-resident, chances are you do not have a US tax identification number. These numbers are commonly referred to as an SSN or an ITIN. And, when it comes to opening bank accounts they can sometimes be required.
But, while an ITIN (which is more common for foreign non-residents) can often help with opening, it is not a requirement.
In fact, many clients can open a bank account online in the US as a non-resident without an SSN or ITIN. So, if this is a problem that you’re running into, this article is for you.
Article 3: Open a US Bank Account From Abroad
Now, if you already know the basics of US banking for non-residents, this next article will help you open a US bank account from abroad.
And, the most important thing to know before starting is that this is 100% possible. But, just because it’s possible, doesn’t mean it’s easy. In fact, it can be a very challenging process to navigate if you’re not prepared.
Fortunately, this article not only shares who can open from abroad, but it also shares the process to follow to get started.
Article 4: How to Open a US Bank Account as a Tourist
Lastly, we wanted to share account opening solutions for frequent visitors to the US. Yes, even tourists can be eligible for opening a bank account online in the US as a non-resident.
And, while many people assume banking in the US can cause issues with taxes and privacy, that actually isn’t the case. Instead, it can be very beneficial, especially if you regularly visit the country. This not only secures funds locally, it also lets you avoid excessive exchange rates.
Now, if you’re looking to open a bank account online in the US as a non-resident business owner, the above articles won’t necessarily help you. However, the following selection of account opening articles will.
Open a Bank Account Online in US For Non-Resident Businesses
Yes, opening a bank account in the US for a non-resident business is different from opening personal bank accounts.
However, a few fundamentals remain the same. Including the fact that it’s 100% possible. This is even true for foreign registered businesses with zero US presence.
That said, you obviously need to demonstrate a specific reason for banking in the US. And, the account opening requirements are typically more challenging to meet for businesses.
But, the biggest challenge you’ll face is finding a suitable bank. Afterall, there are fewer banks that will accept non-resident businesses than individuals. This is especially true if you’re looking to open a bank account online as a non-resident business owner.
But, if you’re the owner of a non-resident business and you want to open a bank account in the US, then the following articles will be helpful.
Article 5: Open a Business Bank Account in the USA
As mentioned, it can be a challenge to open a bank account online in the US as a non-resident business owner.
So, to get you started, we’re sharing the specific types of businesses that can successfully open a bank account in the US. This includes both in-person and online (remote) account opening.
Additionally, since banking in the US is typically motivated by specific benefits, we’ll also discuss the available services that you can access.
But, most importantly, this article breaks down the challenges you’ll need to overcome to successfully open accounts.
So, if you’re looking to open a business bank account in the US, review this article to learn how to get started now.
Bonus: Obtaining a US Credit Card as a Non-Resident Foreigner
Lastly, we wanted to discuss one of the most common questions related to US banking, US credit cards for foreigners.
Like US bank accounts, US credit cards can also offer attractive benefits. In fact, US credit cards can be quite profitable for foreign non-residents, especially when you compare them to international options. Including travel rewards, sign-up bonuses, loyalty points, and more.
However, to obtain the right US credit card for your client profile, you need to have the right information and meet specific requirements set forth by credit card companies.
To help you determine how to start, we have a dedicated article on US credit cards for foreign non-residents.
That said, if you would like the specific strategies, credit cards, and programs for your unique client profile, you can unlock the step-by-step instructions in our premium report “US Credit Card Strategies For Foreigners and Non-Residents”.
Ready to Open US Bank Accounts?
Whether you’re ready to open a bank account online in the US today or you’re just starting to explore your options, we can help.
GlobalBanks USA is our dedicated US bank account opening service.
GlobalBanks USA gives you everything you need to start finding and opening US bank accounts for you and your business.
When you join GlobalBanks USA, you receive a dedicated account manager to help you navigate your US account opening options.
Plus, you receive access to our library of premium (members-only) US banking reports. This includes proven account opening strategies, client-specific lists of banks, and successful tactics to make the most of US banking.
Of course, you’ll receive direct introductions to US bankers who are ready to help you navigate the account opening process at top US banks.