Mobile Bank With Virtual Debit Card

If you’re looking for a mobile bank with virtual debit card options for a non-resident US LLC, you’re in the right place.

In this article, we’re going to share the steps to open an account without visiting the US, through a digital banking platform.

Not surprisingly, this is one of the most popular options that business owners consider when they’re starting their search for US bank accounts.

That said, digital banking is not the only option. In fact, many traditional banks will open accounts for non-resident US LLCs as well.

If you would like to explore how to open a US business bank account with brick-and-mortar banks 100% remotely for non-resident businesses, we outline the entire process here.

Feel free to use the table of contents to jump ahead to any sections that are immediately relevant to your search.

Table of Contents

  1. Mobile Bank With Virtual Debit Card
  2. How to Apply for a Physical Debit Card With a Mobile Bank
  3. Frequently Asked Questions
  4. Ready to Explore Your Options?

Mobile Bank With Virtual Debit Card

When it comes to opening accounts in the US for non-resident US LLCs, there are several mobile or digital banking options that you can consider. These include both well known and lesser known options.

That said, it can be difficult for non-resident US LLCs to access these options. The main reason for this is that digital banks typically serve customers with a strong US presence, either through their customers, suppliers, or by having local operations.

And, since most non-resident US LLCs, do not have any US business activities (by virtue of being non-resident), this can be difficult to demonstrate. Of course, that doesn’t stop many non-resident US LLCs from successfully opening accounts.

However, digital banks are known to close customer accounts on a frequent basis. So, having a backup account may be worth considering. This is especially true if more digital banks follow in the footsteps of Brex and change their business model, resulting in widespread account closures.

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How to Apply for a Physical Debit Card With a Mobile Bank

In certain instances, opening an account with a mobile bank and receiving a virtual debit card can also lead to a physical debit card. In fact, some of the most popular digital banking options offer this as an option.

To obtain a physical debit card with a mobile bank, you will first need to open an account, which will automatically come with a virtual card. In most cases, you will need to request a physical card, which can typically be done through the mobile or online app.

Frequently Asked Questions

Below are three of the most common questions that we receive from people looking to open an account with a mobile bank to access virtual debit cards. If you have further questions you would like answered, don’t hesitate to get in touch with us directly.

What Mobile Banks Have Virtual Cards?

Many major banks are starting to offer virtual cards. However, if you are looking to open accounts for a US LLC, you will likely need to open an account with one of the mobile banking platforms that cater to such entities. This is especially true if you are looking to open remotely and your US LLC is considered non-resident in the USA.

Which Bank Offers a Virtual Credit Card Upon Opening an Account?

No banks offer a virtual credit card upon opening an account unless you have previously completed a credit check with the bank and they have approved a credit application. The reason for this is that banks are required to understand the likelihood of you repaying any credit products that are extended to you before they can make credit available.

Ready to Explore Your Options?

If you would like assistance navigating your banking options in the USA, we can help.

You can access GlobalBanks USA, our dedicated US account opening service, in just a few clicks.

GlobalBanks USA is 100% personalized, with dedicated account management, tapping into our team’s expertise, including suggestions on which banks are best for you and direct banker introductions.

Of course, if you have any questions, please contact us directly.

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