In this article, we’re exploring how to open a bank account in Switzerland from abroad. We’ll share details on the most common bank requirements you can expect when applying as a non-resident for personal banking in Switzerland from abroad. We’ll also answer common questions we receive from people exploring this specific topic.
This article is part of our free series on personal bank accounts in Switzerland. You can access this series right now by using the link above.
In addition to detailed account opening guides, this free series on Swiss banking also discusses the largest banks in Switzerland, Switzerland’s opening requirements, the costs of banking in Switzerland, and much more. Use the link above to start exploring all of your free Swiss banking content right now.
Alternatively, use the table of contents to continue exploring more information on how to open a bank account in Switzerland from abroad.
Table of Contents
- How to Open a Bank Account in Switzerland From Abroad?
- Frequently Asked Switzerland Banking Questions
- Ready to Unlock the Benefits of Swiss Banking?
How to Open a Bank Account in Switzerland From Abroad?
Opening a bank account in Switzerland from abroad involves knowing which banks, branches, and bankers to approach, what requirements your client profile will need to meet, and how much money you will need to deposit.
Banking in Switzerland is often reserved for wealthy individuals, families, and entities seeking private banking services. This typically includes individuals and entities, including US citizens, who are willing and able to make a sizeable deposit ranging from USD 500,000 to USD 3,000,000.
The process of opening an account, especially if you need to know how to open a Swiss bank account from the USA, varies depending on the bank you approach, your citizenship, your residency, your banking needs, and where you are applying from.
The most important step to successfully open a bank account in Switzerland as a foreigner is bank selection. Applicants will need to select a bank that aligns with their client profile, offers the financial services they need, and is willing to open bank accounts without an in-person visit.
Here is a look at the five most common bank requirements non-residents can expect when applying for a bank account in Switzerland from abroad.
Requirements for Opening Bank Accounts in Switzerland From Abroad
- Complete bank-specific application package
- Provide two forms of government identification
- Provide proof of address in your country of residence
- Provide proof of income or source of wealth
- Deposit the required amount
Additional requirements may be requested depending on the bank you choose and the services you require. It’s important to confirm these requirements before you start the application process.
Do All Swiss Banks Allow Me to Open a Bank Account From Abroad?
No, not all Swiss banks allow you to open a bank account from abroad. You need to know which banks in Switzerland you can realistically open an account with before applying.
If you are interested in learning more about banking in Switzerland, don’t forget to visit our comprehensive guide on banking in Switzerland, available in the link above.
Alternatively, if you would like to explore all of your offshore banking options, download our free guide and compare Switzerland to some of the top banking jurisdictions available.
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Frequently Asked Switzerland Banking Questions
Below are a few of the most common questions we receive from people exploring how to open a bank account in Switzerland as a foreigner. If you have further questions you would like answered, don’t hesitate to get in touch with us directly.
How Much Money Do You Need to Open a Swiss Bank Account?
How much money you need to open a Swiss bank account will ultimately depend on your residency, the bank you choose, and the banking services you require. Generally speaking, Switzerland is often reserved for high-net-worth individuals, and deposits for non-residents can range between USD 500,000 and USD 3,000,000.
Can I Open a Bank Account in Switzerland If I Don’t Live There?
Yes, you can open a bank account in Switzerland if you don’t live there. Not all Swiss banks accept non-resident individuals (and entities) so bank selection will be an important factor to consider when choosing where to open an account. The process of opening accounts involves meeting strict requirements, overcoming an onboarding process, and making a sizeable deposit.
Which Swiss Bank Is Best for Foreigners?
The Swiss bank that is best for foreigners will ultimately depend on the person applying for the account. More specifically, their citizenship, residency, banking needs, and deposit level. This is because not all banks in Switzerland are suitable for every non-resident client. It’s important to choose banks that accept similar client types, have requirements you can meet, and offer the services you are after.
Ready to Unlock the Benefits of Swiss Banking?
If you’re seeking better banking options, diversification, or enhanced privacy—our International Account Opening Service is your fastest, most effective path forward.
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✅ Direct support from our international banking experts—so you’re never stuck guessing what to do next.
✅ Prequalification with banks that match your profile and actually want you (or your business) as a customer.
✅ Custom strategies to overcome any challenges and help you open the accounts you need—whether you’re a non-resident, entrepreneur, investor, or global citizen.
✅ Personal introductions to banks that perfectly match your profile (not random suggestions you have to cold-call yourself).
✅ Answers to tough questions about documentation, compliance, and what works in today’s evolving banking climate.
✅ Guaranteed account opening because we will keep working with you until you successfully open the bank account you need.
And yes—GlobalBanks’ International Account Opening Service is purpose-built for foreign and non-resident individuals and companies.
But, spots are limited and we only accept qualified applicants—so if you’re ready to move forward, take 60 seconds to complete your free assessment.
