In this article, we’re exploring whether Switzerland accepts US dollars. We’ll share details on the currencies accepted in Switzerland, the main currency of Switzerland, and whether foreign credit cards are accepted in Switzerland. We’ll also answer common questions we receive from people exploring this topic.
This article is part of our free series on Switzerland’s official currency. You can access this series right now by using the link above.
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Alternatively, use the table of contents to continue exploring more information on whether Switzerland accepts US dollars.
Table of Contents
- Does Switzerland Accept US Dollars?
- Frequently Asked Swiss Banking Questions
- Do You Want to Open a Switzerland Bank Account?
Does Switzerland Accept US Dollars?
No, Switzerland does not accept US dollars. Switzerland’s official currency is the Swiss Franc (CHF), which is the only currency and legal tender accepted in the country.
Certain businesses do accept other major currencies and Switzerland does accept the euro along with US dollars. It’s important to note that this is not always the case and we highly recommend exchanging your money for the Swiss Franc (CHF) before (or upon) arriving in Switzerland.
Most people elect to exchange money at currency exchanges, branches of major banks, airports, or hotels. The best location for you depends on the amount you want to exchange, the fees you are willing to pay, and where in Switzerland you are located.
Can I Use Foreign Credit Cards in Switzerland?
Yes, you can use foreign credit cards in Switzerland. Most establishments in Switzerland do accept major foreign credit cards, although the main currency Switzerland accepts is the Swiss Franc. These foreign credit cards include American Express, Mastercard, and Maestro.
It’s important to keep in mind that if you do use a foreign credit card to complete a purchase in Switzerland, you are likely to be charged foreign exchange fees. It’s recommended to review your credit card’s terms and conditions before using your card internationally.
If you are interested in learning more about banking in Switzerland, don’t forget to visit our comprehensive guide on banking in Switzerland, available in the link above.
Alternatively, if you would like to explore all of your offshore banking options, download our free guide and compare Switzerland to some of the top banking jurisdictions available.
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Frequently Asked Swiss Banking Questions
Below are a few of the most common questions we receive from people exploring if Switzerland accepts US dollars. If you have further questions you would like answered, don’t hesitate to get in touch with us directly.
What Is the Best Currency to Take to Switzerland?
The best currency to take to Switzerland is the Swiss Franc (CHF). The Swiss Franc is the official currency of Switzerland and using Swiss Francs ensures smoother transactions. We highly recommend exchanging your money for CHF before (or upon) arriving in Switzerland.
Can I Use My US Debit Card in Switzerland?
Yes, you can use your US debit card in Switzerland as long as the establishment accepts foreign debit cards. It’s important to review your US debit card’s terms and conditions before completing a purchase as certain US debit cards charge foreign exchange fees.
Should I Pay in Dollars or Swiss Francs?
You should pay in Swiss Francs when completing a transaction in Switzerland. The Swiss Franc is the official currency and only legal tender of Switzerland. You can exchange your money for Swiss Francs at any currency exchanges, major banks, airports, and most hotels.
Do You Want to Open a Switzerland Bank Account?
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