Turkish Virtual Credit Card [Fact vs. Fiction]

If you’re looking for a Turkish virtual credit card, you’ve come to the right place.

In this article, we’re going to separate fact from fiction and help you identify which virtual cards you can actually obtain in Turkey.

Of course, if you’re just starting to explore international personal banking you can use our other free resources to find suitable jurisdictions for account opening.

Feel free to use the table of contents to jump ahead to any sections that are immediately relevant to your search.

Table of Contents

  1. Turkish Virtual Credit Card 101
  2. Requirements for Obtaining a Virtual Card
  3. Frequently Asked Questions
  4. Ready to Explore Your Options?

Turkish Virtual Credit Card 101

First of all, if you don’t spend a lot of time in Turkey, you might be wondering why it’s important to get a Turkish virtual card in the first place. Well, many of the basic services that you will want to use in Turkey actually require a local bank card.

In other words, if you are in Turkey and you want to use local transport services, local delivery apps, and similar services, there’s a good chance they will require a local bank card. With this in mind, if you plan on spending an extended period of time in Turkey, getting a local bank card can help make your stay more comfortable.

That said, there is a big difference between a Turkish virtual credit card and a Turkish virtual bank card. With this in mind, if you’re looking for a credit card, you’re probably not going to find what you’re looking for.

In fact, without existing credit history in the country, a local tax identification number, a local address, and a local phone number, you won’t be able to apply for a credit card.

That said, the requirements listed above to apply for a Turkish virtual credit card are no different than applying for credit cards in most countries.

But, what if you need a Turkish virtual bank card in order to facilitate local payments like those referenced above? Well, the options available to you will depend on a number of important variables, which we’ll discuss in the next section.

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Requirements for Obtaining a Virtual Card

If you want to obtain a virtual bank card in Turkey, you will first need to apply for a bank account. In most cases, bankers will ask you to provide a Turkish tax identification number, proof of address, and phone number.

That said, in certain instances, it is possible to open a bank account as a non-resident without a tax identification number. This includes both digital and brick-and-mortar banking options.

That said, at the very least, you will need to have a local phone number. This number will also be important for transaction verifications when using your local card. With this in mind, if you do open an account, you should confirm with the bank first whether the card will work outside of the country when you don’t have access to your local phone number. Otherwise, you could end up with a balance on the card that you can’t access until you return to Turkey.

Frequently Asked Questions

Below is one of the most common questions that we receive from people looking to obtain a Turkish virtual credit card. If you have further questions you would like answered, don’t hesitate to get in touch with us directly.

Can a Non-Resident Get a Virtual Credit Card in Turkey?

In order to apply for a credit card in Turkey, you will need to have an existing bank relationship, a Turkish tax identification number, proof of a local address, and a local phone number. Alternatively, you can consider a Turkish virtual bank card instead, which offers the same functionality but is tied to a virtual account and does not require a credit check.

Ready to Explore Your Options?

If you would like assistance navigating your banking options at home or abroad, we can help.

You can access GlobalBanks IQ, our international banking intelligence platform, in just a few clicks. Unlock our bank database, individual bank profiles, account opening strategies and reports, banker scripts, and more.

But, if you want a 100% personalized account opening service that taps into our team’s expertise and provides direct banker introductions, you can get started with GlobalBanks Insider.

Of course, if you have any questions, please contact us directly.

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