In this article, we’re exploring if you can open a Swiss bank account online. We’ll also share details on the online account opening protocols and banking requirements in Switzerland you can expect when applying for Swiss bank accounts online as a non-resident.
This article is part of our free series on Switzerland account opening requirements. You can access this series right now by using the link above.
In addition to detailed account opening guides, this free series on Swiss banking also discusses the largest banks in Switzerland, Switzerland’s opening requirements, the costs of banking in Switzerland, and much more. Use the link above to start exploring all of your free Swiss banking content right now.
Alternatively, use the table of contents to continue exploring more information on whether you can open a Swiss bank account online.
Table of Contents
- Can You Open a Swiss Bank Account Online?
- What Do I Need to Open a Swiss Bank Account Online?
- Frequently Asked Switzerland Banking Questions
- Ready to Unlock the Benefits of Swiss Banking?
Can You Open a Swiss Bank Account Online?
Yes, you can open a Swiss bank account online as long as you choose the right bank, meet the account opening requirements, and have a suitable client profile. Bank selection will be an important factor to consider since not all banks in Switzerland offer online account opening.
It’s important to note that not all banks in Switzerland are created equal. Each bank has its account opening procedures and requirements. Meeting these procedures and requirements determines how easy it is to open a Swiss bank account for your client profile. We recommend confirming the requirements your specific client profile needs to meet before beginning the account opening process. Doing so creates an easier account opening experience.
We share details on the common requirements non-resident applicants need to meet in the section below.
What Do I Need to Open a Swiss Bank Account Online?
Opening a Swiss bank account online involves completing an application form, providing the proper documentation digitally, and going through an identity verification process.
Here is a look at the eight common requirements most non-resident applicants must meet to successfully open a personal Swiss bank account online.
Online Account Opening Requirements
- Completed application form
- Government-issued identification
- Proof of residency
- Tax ID number from country of residence
- Proof of address in the country of residence
- Reason for wanting to bank in Switzerland
- Source of wealth or proof of income
- Confirmation of the deposit you will make
Most banks in Switzerland require a video conference call to complete the account opening process. Other Swiss banks, while they promote online account opening, require an in-person visit to officially open a bank account. It’s also important to confirm with the bank the application review process and how long it takes to open a bank account in Switzerland to determine if the bank meets your specific timeline.
Understanding which financial institutions not only offer remote account opening, but which ones accept your client profile and align with your banking needs is an important step to successfully opening a Swiss bank account online.
If you are interested in learning more about banking in Switzerland, don’t forget to visit our comprehensive guide on banking in Switzerland, available in the link above.
Alternatively, if you would like to explore all of your offshore banking options, download our free guide and compare Switzerland to some of the top banking jurisdictions available.
Do You Want to Explore All Your Offshore Banking Options?
Frequently Asked Switzerland Banking Questions
Below are a few of the most common questions we receive from people exploring whether you can open a Swiss bank account online. If you have further questions you would like answered, don’t hesitate to get in touch with us directly.
Can I Open a Bank Account in Switzerland Remotely?
Yes, you can open a bank account in Switzerland remotely. Not all Swiss banks offer remote account opening or accept non-resident individuals. Bank selection will be an important factor to consider when choosing where to open an account remotely. The process of opening accounts remotely involves meeting strict requirements, overcoming an onboarding process, and making a sizeable deposit.
Do Swiss Banks Report to the IRS?
Yes, Swiss Banks report to the IRS. In other words, the IRS is responsible for collecting taxes and assessing the wealth of any American who has a Swiss bank account.
How Much Money Do You Need to Open an Account in Switzerland?
The cost to open up a Swiss bank account will depend on the person applying to open an account and the bank they choose. Banking in Switzerland is often reserved for high-net-worth individuals who are willing and able to make sizeable deposits in the range of USD 500,000 to USD 3,000,000.
Ready to Unlock the Benefits of Swiss Banking?
If you’re seeking better banking options, diversification, or enhanced privacy—our International Account Opening Service is your fastest, most effective path forward.
Trusted by high-net-worth-individuals and 8-figure businesses, it’s a fully personalized solution backed by real experts, with real results.
Here’s what you can expect:
✅ Direct support from our international banking experts—so you’re never stuck guessing what to do next.
✅ Prequalification with banks that match your profile and actually want you (or your business) as a customer.
✅ Custom strategies to overcome any challenges and help you open the accounts you need—whether you’re a non-resident, entrepreneur, investor, or global citizen.
✅ Personal introductions to banks that perfectly match your profile (not random suggestions you have to cold-call yourself).
✅ Answers to tough questions about documentation, compliance, and what works in today’s evolving banking climate.
✅ Guaranteed account opening because we will keep working with you until you successfully open the bank account you need.
And yes—GlobalBanks’ International Account Opening Service is purpose-built for foreign and non-resident individuals and companies.
But, spots are limited and we only accept qualified applicants—so if you’re ready to move forward, take 60 seconds to complete your free assessment.
