In this article, we’re exploring how long it takes to open a bank account in Switzerland. We’ll share details on the process of opening Swiss accounts, the Switzerland banking requirements you can expect when opening a Swiss bank account as a non-resident, and answer common questions we receive from people exploring this topic.
This article is part of our free series on Switzerland account opening requirements. You can access this series right now by using the link above.
In addition to detailed account opening guides, this free series on Swiss banking also discusses the largest banks in Switzerland, Switzerland’s opening requirements, the costs of banking in Switzerland, and much more. Use the link above to start exploring all of your free Swiss banking content right now.
Alternatively, use the table of contents to continue exploring more information on how long it takes to open a bank account in Switzerland.
Table of Contents
- How Long Does It Take to Open a Bank Account in Switzerland?
- Frequently Asked Switzerland Banking Questions
- Ready to Unlock the Benefits of Swiss Banking?
How Long Does It Take to Open a Bank Account in Switzerland?
Opening a bank account in Switzerland takes anywhere from a couple of days to a few weeks. The exact timeframe will depend on your client profile, the bank you choose, the type of account you want to open, and whether you are opening in person or remotely.Â
The process of opening a bank account in Switzerland involves submitting proof of required documents, complying with bank regulations, and making a qualifying deposit.
The bank’s internal procedures and how quickly they review your application form and documents vary between financial institutions.
Overall, the timeline for opening a bank account remotely and whether or not you can open a Swiss bank account online or in person varies between banks. It’s important to prepare yourself for an account opening process that takes several days to weeks to complete.
If you are interested in learning more about banking in Switzerland, don’t forget to visit our comprehensive guide on banking in Switzerland, available in the link above.
Alternatively, if you would like to explore all of your offshore banking options, download our free guide and compare Switzerland to some of the top banking jurisdictions available.
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Frequently Asked Switzerland Banking Questions
Below are a few of the most common questions we receive from people exploring how long it takes to open a bank account in Switzerland. If you have further questions you would like answered, don’t hesitate to get in touch with us directly.
Can US Citizens Open Swiss Bank Accounts?
Yes, US citizens can open Swiss bank accounts as long as they choose a suitable bank, meet the opening requirements, and make a sizeable deposit. Not all Swiss banks accept US citizens, and of the ones that do, not all offer remote account opening. Bank selection will be an important factor to consider when choosing where to open a Swiss bank account as a US citizen.
How Much Money Do You Need to Open an Account in Switzerland?
The cost to open up a Swiss bank account will depend on the person applying to open an account and the bank they choose. Banking in Switzerland is often reserved for high-net-worth individuals who are willing and able to make sizeable deposits in the range of USD 500,000 to USD 3,000,000.
Which Swiss Bank Is Best for Foreigners?
The Swiss bank that is best for foreigners will ultimately depend on the person applying to open the account. More specifically, their citizenship, residency, banking needs, and deposit level. It’s important to choose banks that have requirements you can meet, offer services you are after, and align with your banking needs.
Ready to Unlock the Benefits of Swiss Banking?
If you’re seeking better banking options, diversification, or enhanced privacy—our International Account Opening Service is your fastest, most effective path forward.
Trusted by high-net-worth-individuals and 8-figure businesses, it’s a fully personalized solution backed by real experts, with real results.
Here’s what you can expect:
✅ Direct support from our international banking experts—so you’re never stuck guessing what to do next.
✅ Prequalification with banks that match your profile and actually want you (or your business) as a customer.
✅ Custom strategies to overcome any challenges and help you open the accounts you need—whether you’re a non-resident, entrepreneur, investor, or global citizen.
✅ Personal introductions to banks that perfectly match your profile (not random suggestions you have to cold-call yourself).
✅ Answers to tough questions about documentation, compliance, and what works in today’s evolving banking climate.
✅ Guaranteed account opening because we will keep working with you until you successfully open the bank account you need.
And yes—GlobalBanks’ International Account Opening Service is purpose-built for foreign and non-resident individuals and companies.
But, spots are limited and we only accept qualified applicants—so if you’re ready to move forward, take 60 seconds to complete your free assessment.
