There are a number of “writing a check example” articles around the internet. But, in this article, we’re going to share a detailed step-by-step process to correctly write a check.
This article is part of our free series on US banking, including bank account opening without an SSN, which you can learn more about here.
Feel free to use the table of contents to jump ahead to the sections most relevant to you.
Table of Contents
Writing a Check Example
When writing a check for the first time, a check example, check sample, or a check writing guide to ensure the check format is correct can be helpful. With this in mind, here are your instructions on how to write a check correctly.
Writing Checks for a Checking Account
In the following two sections, we will share detailed instructions on how to prepare a check from your checking account, followed by the step-by-step process to write a check.
Check Instructions
To correctly write a check, you will need to include several pieces of information.
First, you will need to write the date that you are preparing the check in the space marked “DATE”.
Then you will need to confirm the legal name of the person or business receiving the check. This name will be written in the space marked “PAY TO THE ORDER OF”.
Next, you will need to confirm the exact value that the check will be for. This amount will be included numerically after the currency symbol and in print under the name of the recipient.
Lastly, you will need to include your signature in the space marked “AUTHORIZED SIGNATURE”. Importantly, you should take the time to sign the check properly as many banks will refuse a check if the signature does not match the check on file, which can result in a check bouncing.
You may also choose to include a note for the recipient or the receiving bank in the space marked “MEMO”.
Check Writing Steps
- Write the date that you are preparing the check in the space marked “DATE”.
- Confirm and write the legal name of the person or business receiving the check. This name will be written in the space marked “PAY TO THE ORDER OF”.
- Write the amount of the check numerically after the currency symbol and in print under the name of the recipient.
- Sign the check in the space marked “AUTHORIZED SIGNATURE”.
- Include a memo if you like for the recipient or the receiving bank in the space marked “MEMO”.
In the next sections of this article, we will provide answers to common questions along with check writing tips and check writing guidelines to help you with writing a check correctly. After all, proper check writing and check writing best practices are an essential part of banking and finance.
Frequently Asked Questions
Below are a few of the most common questions we receive from people looking how to write a check example. If you have further questions you would like to ask our team, don’t hesitate to get in touch.
How Do You Write a Check Properly?
In order to write a check properly, you will need to include the recipient’s name, the date the check is being prepared on, the amount of money the check is for both numerically and in text, and include your signature at the bottom. You may also choose to include a memo that can indicate to the recipient (or the receiving bank), what the check is being issued for.
Do I Have to Write Cursive On a Check?
No, you do not need to write cursive on a check. This is a custom that is no longer followed by most people. In fact, the vast majority of checks are written in print (block text) instead. In many instances, writing in print ensures that the information is legible and clear, which is the most important thing to consider when writing a check.
How Do You Write a Check for $200?
To write a check for $200, you will need to write the name of the recipient, spell out “Two hundred dollars” in the space for the amount, inscribe “200.00” in the available space, add the current date, and sign. You can also add a memo if you would like to note the purpose of the check or provide a reference to the recipient.
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