What is a voided check? It’s a check that has been intentionally voided to ensure that it can never be cashed.
In this article, we’re going to share everything you need to know about void checks, including how to get a voided check and answers to common questions we receive about them from our members.
This article is part of our free series on sending money, including the ultimate guide to bank checks, which you can access here.
Feel free to use the table of contents to jump ahead to the sections most relevant to you.
Table of Contents
- What Is a Voided Check?
- How Do I Get a Voided Check?
- Frequently Asked Questions
- Do You Want Help Opening Bank Accounts?
What Is a Voided Check?
A voided check refers to a bank check with the term “void” written across the face. This indicates that the check has been voided intentionally, which means it can no longer be used for payment.
In many instances, voiding a check is necessary for bank account verification, which involves providing a check specimen in order to confirm account information.
Voided checks can either be created manually by writing the word “void” across the face of the check in large block letters or by downloading a void check from online banking.
While certain people may be concerned over the safety of voided checks, no financial institution will cash or deposit a check that has the term “void” on its face. This is because the paying bank will not release funds for the check after completing the bank transaction validation process.
How Do I Get a Void Check for My Checking Account?
You can get a void check for your checking account by writing “void” across the face of any check in your checkbook. Alternatively, your bank may provide you with a downloadable void check, which you can access from your online bank account. Lastly, if you do not have a checkbook or a downloadable void check option, you can visit your branch in person and request that they provide you with a void check.
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Frequently Asked Questions
Below are a few of the most common questions we receive from people looking into what a voided check is. If you have further questions you would like to ask our team, don’t hesitate to get in touch.
How Do I Get a Void Check Online?
You may be able to get a void check online if this is a service that your bank offers. However, it’s important to note that online void check services are typically only offered by major financial institutions in developed financial markets.
What Can I Use Instead of a Voided Check?
If you do not have a voided check available, you may be able to provide the specific account information that is being requested of you. In most cases, this includes the bank, bank address, account number, routing number, and the account holder’s name and address tied to the account.
Is Void Cheque the Same as Direct Deposit?
No, a void cheque is not the same as direct deposit. Instead, a void cheque is a physical check with the word “void” written across the face. That said, a void cheque is often requested when registering a new direct deposit as it ensures that the account information is copied verbatim.
What to Do If I Don’t Have a Voided Check for Direct Deposit?
If you don’t have a voided check for direct deposit, you should confirm with the requesting party whether it would be possible to simply provide them with the specific account information that is needed to arrange the direct deposit. In most cases, this includes the bank, bank address, account number, routing number, and the account holder’s name and address tied to the account.
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