Your Free Guide: Where to Open Bank Accounts in Europe
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European Bank Accounts for Non-Residents
If you’re looking to open a bank account in Europe as a non-resident, there are number of options that you can choose from.Â
From the most sophisticated private bank accounts to free digital bank accounts and everything in between, there are banking options in Europe that cater to clients from every country and every walk of life.Â
Use our featured article & free resources below to navigate your non-resident banking options in Europe and get started with opening accounts.
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European Bank Accounts for Non-Residents

Open a European Bank Account for Non-Residents [2024 Guide]
The first step to open a European bank account for non-residents is to identify banks that offer the services you need, accept non-residents, and open
Click here to read our featured European non-resident banking article discussing how to open European bank accounts for non-residents.
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The best way to get started with business banking in Europe is to download your copy of our Non-Resident Banking Guide. It’s free and shares the step-by-step process to open non-resident bank accounts in Europe.
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European Banking for Non-Residents
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Getting Started
Who Can Open a Bank Account in Europe as a Non-Resident?
Nearly anyone can open a bank account in Europe as a non-resident.Â
It doesn’t matter if you’re a retiree, career expat, digital nomad, crypto investor, have high-risk income, or if you’re a politically exposed person (PEP), there is a European bank that will work with you.
So, whether you want to open a personal account in Portugal, an offshore account in the Isle of Man, a private bank account in Liechtenstein, or a digital account in Lithuania, anything is possible.
This is great, because there are a number of benefits to banking in Europe as a non-resident. Here’s a snapshot of some of the top reasons non-residents open accounts here.
Unlock These Benefits When You Open a Bank Account in Europe as a Non-Resident:
- Low-cost transactions to and from SEPA member countries
- Reduced foreign currency and international transfer fees
- Local debit cards for fee-free withdrawals while in Europe
- Access to more stable banks & banking systems (depending on home country)
- Deposits in more stable currencies (depending on home country)
- Deposit protection up to €100,000 from the ECB
There are many more benefits you can unlock with a European bank account, depending on the type of account (e.g. private bank account), that you open and the bank you choose.
How to Open a Bank Account in Europe as a Non-Resident
If you want to open a bank account in Europe as a non-resident, there are a few unique requirements worth considering before you choose where to apply for an account.
Important Requirements to Confirm Before Applying:
- Find a bank that will open accounts 100% remotely (yes, they exist!)
- Find a bank that accepts your citizenship & residency
- Find a bank that accepts your source of income and wealth
- Have a clear reason for wanting to bank in your chosen country
- Be able to meet the bank’s deposit requirement (varies by bank between $500 to $5mm)
If you’re still exploring your options, you can use the free resources below (and the free guide above) to learn more about what each jurisdiction has to offer and what you’ll need to open a bank account in Europe as a non-resident.Â
Or if you want help to find the best bank for your specific situation and navigate the account opening process, check out GlobalBanks IQ.
GlobalBanks IQ is the most comprehensive international account opening platform available. It offers unrestricted access to our international banking database, unlocks our premium members only reports, and even shares the step-by-step process to open accounts in top banking hubs around the world.
MEMBER ACCESS
GlobalBanks IQ provides immediate access to everything you need to open Non-Resident Bank Accounts in top European banking hubs!
- Choose banks in minutes with our international banking database
- Open accounts with detailed step-by-step instructions
- Handle banker questions easily with detailed conversation scripts
- Meet bank requirements (e.g. local address) with proven solutions
- Unlock exclusive offers from the best banks in our member reports
- Receive lists of banks that accept high-risk & offshore businesses
- Plus much more!
Learn More About Your Options
Alternatives to European Bank Accounts for Non-Residents
Below you’ll find our archive of free resources to assist with account opening.Â
This includes detailed articles to help you open accounts in top banking hubs in Asia and free guides explaining how to navigate challenges for specific client types.Â
We also share helpful information on how to overcome challenges for specific businesses and individuals.

Banking in Europe for Individuals & Businesses
Looking for a different type of account?Â
We can help you make informed decisions about personal, business, & private banking across Europe, Asia, and the United States. Click here to learn more.
Free Resources
European Bank Accounts for Non-Residents
Below you’ll find our archive of free resources to assist with account opening.Â
This includes detailed articles to help you open accounts as a non-resident in top banking hubs in Europe and free guides explaining how to navigate challenges for specific client types.

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Open a Bank Account in Europe as a Non-Resident
