In this article, we’ll explain how to send money to Curaçao. This will be relevant to you if you’re sending funds to a third party in Curaçao or looking to deposit money into a Curaçao bank account.
This article is part of our free series on banking in the island country of Curaçao, which you can access by clicking here right now.
Feel free to use the table of contents to jump ahead to the sections most relevant to you.
Table of Contents
- How to Send Money to Curaçao?
- Can I Transfer Money From a US Bank to a Curaçao Bank?
- Frequently Asked Questions
- Ready to Open an Offshore Bank Account?
How to Send Money to Curaçao?
You can send money to Curaçao using a number of transfer methods, including sending international bank transfers through SWIFT, money orders through Western Union, and even digital transfers through platforms like the iDeal app from the Netherlands.
That said, when it comes to choosing how you’ll send money to Curaçao there are other considerations to keep in mind as well. These considerations include the amount being sent, the size of the bank involved in transfers, the originating currency, fees, and exchange rates. But also, on the type of account you have. More specifically, whether you have an investment account, a Curaçao private account, a personal account, or a business account.
Here’s a closer look at these factors and more that you will want to consider when sending money to Curaçao.
What to Consider When Choosing How to Send Money to Curaçao?
- Exchange rates between your home currency and the Antillean guilder (ANG)
- Transfer fees charged by the sending bank or platform
- Transfers fees charged by the receiving bank
- Processing time for sending the transfer
- Security of the transfer being sent
- Regulatory restrictions impacting the transfer (e.g. FATF)
- Enhanced due diligence requirements (e.g. extra documentation)
When it comes to fees, all transfer methods will have their pricing structures and Curaçao banking requirements for sending money internationally. So, before sending money to local or international institutions, including the largest banks in Curaçao, you should first compare all of the available options and their exact fee structure. This is because fees vary depending on if you acquire consumer banking services, Curaçao personal banking, or business banking.
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Can I Transfer Money From a US Bank to a Curaçao Bank?
Yes, you can transfer money from a US bank to a Curaçao bank. In fact, you can send a direct bank transfer through the SWIFT (Society for Worldwide Interbank Financial Telecommunication) network. Alternatively, you can also choose to send funds through a money order service like Western Union or MoneyGram.
That said, it’s important to note that beyond traditional bank transfers, there are limited alternatives to sending money from the US to Curaçao. In short, this is because many transfer services are not compatible with sending money to a cross-border financial account or an offshore bank account in Curaçao directly. At least not yet.
Here’s a look at the methods you can consider when sending money to leading financial banking groups and the best banks in Curaçao from a US bank.
Methods for Transferring Money From a US Bank to a Curaçao Bank
- Wire transfer
- MoneyGram
- Western Union
- Bank transfer
Now, if you are looking to tap into bonus account incentives, specific Curaçao banking benefits, and sending and receiving international money transfers are a must-have, it’s important to choose banks that offer this service.
That said, before sending money here, it’s important to consider the monetary concerns and risks of banking in Curaçao, which you can learn more about by clicking here and accessing our free guide.
What App Can I Use to Send Money to Curaçao?
Unfortunately, there are only a handful of apps that allow individuals and businesses to send money to Curaçao. This is because most major payment services and Curaçao banking service apps don’t serve the island.
That said, certain European transfer platforms do support sending money to and from Curaçao. This is due to the fact that Curaçao is a constituent country of the Kingdom of the Netherlands.
Transfer apps that can be used to send money to Curaçao include iDeal (Netherlands) and SOFORT (Germany).
Importantly, you will need the correct recipient account details to use these money transfer apps or any other apps to send funds to authorized financial firms and lists of banks in Curaçao.
Additionally, before you use these or any other transfer methods, it’s important to confirm the transaction fees and Curaçao banking costs you may be charged and the processing time for the money transfer to be completed.
Frequently Asked Questions
Below are a few of the most common questions we receive from people trying to determine how to send money to Curaçao. If you have further questions you would like answered, don’t hesitate to get in touch.
How Do You Pay in Curaçao?
You can pay with cash or major credit cards when visiting Curaçao. In fact, although the Netherlands Antillean Guilder (ANG) is the currency of Curaçao the US dollar is widely accepted on the island. Visitors have the option to use either ANG or USD during their travels.
Does WorldRemit Work in Curaçao?
No, WorldRemit does not work in Curaçao when you’re trying to make a money transfer. However, it does allow you to send a mobile phone top up through their “AirTime Top up” service. So, unless you are looking to recharge someone’s phone plan, you will need to consider another option instead.
Does Zelle Work in Curaçao?
No, Zelle does not work in Curaçao. In fact, Zelle does not work for any international money transfers. Zelle is only available in the United States and is only available to residents of the United States.
How Can I Send Money Directly Internationally?
There are a number of methods you can use to directly send money internationally to a recipient of your choice. That said, the method that is best for you will depend on the amount of money you want to send, where you are sending from, where you are sending to, and the type of account you are sending money to. More specifically, whether it’s a commercial finance account, a Curaçao business bank account, or a personal bank account. In most instances, available options will include international bank transfers, money order service, money transfer services, and digital transfer services.
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