Corresponding Address Means… [Banking Basics]

Corresponding address means an address where you can consistently and reliably receive mail from official sources.

However, there are a number of nuances that you should be aware of before providing a corresponding address for official purposes.

In this article, we’ll explore these nuances and answer the most common questions we receive about corresponding addresses from our members.

This will be relevant to anyone trying to decide which address to use for official correspondence related to banking, government services, and even applying for an overseas mortgage.

Feel free to use the table of contents to jump ahead to the sections most relevant to you.

Table of Contents

  1. Corresponding Address Means
  2. Can a UK Residential Address Be Used as a Corresponding Address?
  3. Frequently Asked Questions
  4. Ready to Explore Your Options?

Corresponding Address Means

Corresponding address means a postal address where you receive mail. Depending on the individual, a corresponding address can either be the same as their permanent address, a completely separate alternate address, or a temporary address. 

The most important feature of a corresponding address is that you can consistently and reliably receive mail to the address, which is why many people use their primary residence address as their corresponding address as well.

That said, if you prefer to mail consistently delivered to a P.O. Box address, this is usually an option as well. Though certain banks and official agencies may have restrictions on using P.O. Boxes for verification purposes.

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Can a UK Residential Address Be Used as a Corresponding Address?

Yes, a UK residential address can be used as a corresponding address if you are able to consistently and reliably receive mail to that address. In fact, when using an address for official purposes in the UK (like opening bank accounts), residential addresses are preferred.

Frequently Asked Questions

Below are three of the most common questions that we receive from people asking about what a corresponding address means. If you have further questions you would like answered, don’t hesitate to get in touch with us directly.

Is Correspondence Address the Same as Present Address?

No, correspondence address is not necessarily the same as present address, though it can be. Present address refers to the address where you are presently living. Correspondence address refers to the address where you want to receive mail that is being delivered to you. If you want your mail to be delivered to where you currently live, then they would be the same. On the other hand, if you want mail sent to a consistent correspondence address instead, then you would use a different address.

What Is the Difference Between Correspondence Address and Permanent Address?

The main difference between a correspondence address and a permanent address is that a corresponding address means somewhere you can consistently receive mail while a permanent address is where you live. If you do not want mail to be delivered to your permanent address, you would use a different postal address when asked for your correspondence address.

What Are Examples of Address for Correspondence?

Examples of addresses for correspondence include your home address, an alternate postal address like a P.O. Box, an industrial or office address that you own or rent. It can also include the address of a separate property that you own or have access to, and more.

Ready to Explore Your Options?

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Of course, if you have any questions, please contact us directly.

GlobalBanks Team
GlobalBanks Team

The GlobalBanks editorial team comprises a group of subject-matter experts from across the banking world, including former bankers, analysts, investors, and entrepreneurs. All have in-depth knowledge and experience in various aspects of international banking. In particular, they have expertise in banking for foreigners, non-residents, and both foreign and offshore companies.

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