In this article, we’re sharing a bank statement example along with the key steps you need to follow in order to obtain a statement for your own bank accounts.
This article is part of our series on banking basics, ranging from opening different types of bank accounts around the world to understanding how various aspects of the banking system operate.
Feel free to use the table of contents to jump ahead to the sections most relevant to you.
Table of Contents
Bank Statement Example
To obtain a bank statement (example below), you will need to contact your bank and request that they provide you with a copy of your monthly bank statement. This statement will include your bank statement balance and bank transaction history.
If you have multiple accounts at the same bank, you will need to indicate whether you want a bank statement for your checking account, savings account, or any other account you hold at the same financial institution.
Depending on your reasons for obtaining the bank account statement, it is possible that you will need a longer or shorter statement period. With this in mind, you should confirm the specific details, statement date, and bank statement format that they require.
For example, in many instances, you can obtain an online banking statement or e-Statements. In most cases, this will come in the form of a bank statement PDF. This form of electronic bank statement verification is often sufficient for most purposes.
However, again, the reason for the bank statement request in the first place will influence the format and formality of the document you need to provide. So, it’s important to confirm the format prior to requesting and submitting your statement.
Additionally, it’s important to note that different countries have different requirements for obtaining bank statements. While most developed countries (e.g. the United States) allow customers to download statements online, other countries (e.g. India) may require customers to make a formal request to receive an authorized statement.
What Is an Example of a Bank Statement?
In this section, we’ll share an example of all the information included in a standard bank statement. Generally speaking, this information is broken down into five key categories, which include:
- Financial Institution Information
- Bank Statement Information
- Customer Information
- Account Information
- Transaction Information
We will explain each of these categories for you below. But, before doing so, it’s important to share that each bank statement (from different banks) will be slightly different.
So, depending on the bank and the jurisdiction where your account is held, it’s possible that slightly different information will be presented in different formats.
Financial Institution Information
- Name of the bank
- Address of the branch where the account is held
- Phone number of the branch where the account is held
Bank Statement Information
- Date the statement was issued
- Start date of the statement period
- End date of the statement period
- Number of pages included in the statement
Customer Information
- The full legal name of the customer that owns the account
- Address on file with the bank
Account Information
- Account number
- Starting balance of the statement period
- Ending balance of the statement period
Transaction Information
- Date for each transaction during the statement period
- Description of each transaction during the statement period
- Value of each transaction during the statement period
- Indication of debit or credit for each transaction during the statement period
- Ending balance after each transaction during the statement period
Additional Verification
If you are required to provide a verified copy of your bank statement, for example, signed by a branch officer, then you will likely need to request a bank statement in person. However, if you are not required to provide additional verification, you should be able to obtain a bank statement with all of the example information listed above through your online banking portal.
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Frequently Asked Questions
Below are a few of the most common questions we receive from people looking into an example of a bank statement. If you have further questions you would like to ask our team, don’t hesitate to get in touch.
What Is a Financial or Bank Account Statement?
A financial or bank account statement is official documentation of the transaction activity in a specific bank account. This statement includes information about the financial institution, the account holder, the account, and transactions that have taken place within a specified period of time.
How Do I Get a Bank Statement?
One of the fastest ways to get a bank statement is to log into online banking and download a reticent bank statement from your account directly. On the other hand, if you are required to provide a signed copy of a bank statement, you will likely need to visit a branch in person and request one directly from a branch officer.
What Is Included In a Bank Statement?
A bank statement includes important account details, client details, and bank contact information. For example, a normal bank statement includes five categories of information, which are (1) Financial Institution Information, (2) Bank Statement Information, (3) Customer Information, (4) Account Information, and (5) Transaction Information.
What Is a Bank Statement and How Does It Work?
A bank statement is an official record of the transactions that have taken place in a specific bank account over a specified period of time. Depending on the reasons for obtaining a bank statement, they can either be obtained through online banking or in person at the local branch of your bank.
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