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Bank Accounts for Non-US Residents
Opening a bank account as a non US resident can open the doors to major benefits like US credit cards, travel bonuses, low-cost banking, low-cost investing, and (depending on where you’re from) a more stable currency.
Use our featured article & free resources below to navigate your US banking options and help you with the account opening process today.
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US Non-Resident Banking Article

Open a Bank Account Online in the US as a Non-Resident
We’ve talked about how to open a bank account online in the US as a non-resident in
Click here to read our featured article to start navigating remote options and open a bank account online in the USA today.
Start Opening Today
The best way to get started with opening US bank accounts is to download your copy of our dedicated US Banking Guide. It’s free and shares the step-by-step process to open bank accounts in the US as a foreign non-resident.
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Banking for Non US Residents
Finally open accounts in the USA for foreign and non-resident individuals!
Get the steps to avoid the ‘7 US Roadblocks’ that stop foreigners and non-residents from opening accounts
Plus: How to unlock SAAF (the 4 US banking benefits)!
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Bank Accounts for Non US Residents 101
Opening a bank account in the US as a non-resident can be difficult. It’s even more difficult if you are trying to open an account remotely or online.Â
This is because in most cases, US banks require you to be a resident of the US and ask for a US tax identification number, proof of a local US address, and a US phone number to receive SMS messages. They also typically require that you show up in person to open the account.
If you can meet these requirements, you’ll undoubtedly have a much easier time opening an account. That said, if you can’t meet these requirements, it is still entirely possible to open US bank accounts without residency, a tax identification number or even ties to the US. And if you know where to go, it’s even possible to open accounts without ever setting foot in the country.Â
Open a Bank Account Online as a US Non-Resident
Of course, these options aren’t available at all banks. You need to know where to go and the right way to apply in order to successfully open a US bank account online as a non-US resident.
Unfortunately, the banks that accept non-residents very rarely advertise this publicly. And, even if they do, they typically turn away people that contact them unannounced.
In fact, several members of our premium account opening service GlobalBanks Insider have been turned away after contacting US banks directly – it was only after they received a direct introduction to US banks from our team that they were welcomed and able to successfully open accounts.
As a recap, here are a few of the challenges non-residents face when opening a US bank account:
- Identifying US banks that allow remote account opening
- Identifying US banks that accept your nationality & residency
- Meeting address, phone, & identification requirements
- Meeting US deposit requirements, which vary from bank-to-bank
- Demonstrating sufficient ties to the US as a non-resident
Fortunately, every challenge listed above can be navigated with the right guidance.
To help you, we’ve prepared the most comprehensive US account opening service available, GlobalBanks USA. It’s dedicated to helping individuals open US bank accounts for non-residents 100% remotely.
So if you’re a non-resident and you’re ready to open a US bank account online, you can get started right now…
MEMBER ACCESS
GlobalBanks USA provides immediate access to the tools & proven strategies you need to start opening US bank accounts.Â
More importantly, you receive dedicated one-on-one support from our team to help you open the best US bank account possible…
Including direct introductions to US bankers that are ready to process your account opening application.
What you can expect when you join GlobalBanks USA:
- Successfully open US bank accounts (100% remotely)
- Receive a warm welcome at US banks through our direct introduction
- Overcome opening challenges by following step-by-step instructionsÂ
- Use proven tools & strategies to meet bank requirements you’re missing
- Stop worrying about whether or not you’ll be able to open accounts!
You’re just a few clicks away from joining GlobalBanks USA & opening the US bank account you need…
Learn More About Your Options
Alternatives to Bank Accounts for Non US Residents
Below you’ll find our archive of free resources to assist with account opening.Â
This includes detailed articles to help you open accounts in top banking hubs in Asia and free guides explaining how to navigate challenges for specific client types.Â
We also share helpful information on how to overcome challenges for specific businesses and individuals.

Banking in the US for Individuals & Businesses
Click here to explore all of the options available to you when banking in the USA, including personal and business banking across the country.

Non-Resident Bank Account Opening
Click here to explore all of the available non-resident bank account opening options, including in Europe, Asia, and offshore.
Looking for a different type of account?Â
We can help you make informed decisions about personal, business, & private banking across Europe, Asia, and the United States. Click here to learn more.
Free Resources
Bank Accounts for Non US Residents
Below you’ll find our archive of free resources to assist with opening (and maintaining) US bank accounts for non US residents.Â
This includes detailed articles to help you open accounts and free guides explaining how to navigate challenges for different foreign & non-resident clients.

Substantial Presence Test | Calculate Your US Presence

ITIN Application | How & Where to Apply for an ITIN?

APY vs APR: Annual Percentage Yield vs Rate Explained

What Is a Nonresident Alien? | Nonresident Aliens 101

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Liquid Net Worth: What It Is and How to Calculate


What Is an ABA Number? | ABA vs Routing Number


Best Bank for College Students: Student Banking 101




No-Penalty CD Guide: What You Need to Know



Venmo Goods and Services: Purchases + Protections

Venmo Payment Declined | Reasons & Solutions

Free Online Checking Account No Opening Deposit at Bank

What Is a Liquid Asset? [Liquid Assets 101]

Certified Funds 101: What They Are & When They Matter

What Is a Non-Resident Alien? [US Banking]

Is Venmo International? [Sending Money From the USA]

Send Money to Australia From USA [Send Money Abroad]

Can I Open a US PayPal Account? [US PayPal 101]

Buy Stocks With ITIN Number [US Investing for Foreigners]

ITIN Loans [How to Obtain an ITIN Loan]

How to Send Money to Someone Without a Bank Account

What Is a Relationship Banker? [US Banking]

What’s the Difference Between a Credit Union and a Bank?

Online Bank Account With Instant Debit Card No Deposit

What Is a Share Certificate? [US Credit Unions]

Can You Refinance With the Same Bank? [US Banking 101]

How to Change PayPal From Business to Personal

How Old Do You Have to Be to Have PayPal? [PayPal 101]

Can You Have Multiple PayPal Accounts? [PayPal 101]

Why Does PayPal Need My SSN? [Social Security Number]

KYC Requirements for Investors [USA Investor Guide]

ITIN Mortgage Loans [US Lending With an ITIN]

Loan With ITIN Number [US Banking With ITIN]

Vacation Savings Account [USA Account Opening]

Can I Withdraw Money From My TOD Account? [US Accounts]

Can You Deposit an Estate Check Into a Personal Account?

Banks That Accept ITIN [Start Here]

Best ITIN Mortgage Lenders [ITIN Mortgages]

Setting up a Joint Bank Account [Bank Account Guide]

Expat Maintaining US Address: US Banking Considerations

Loans Without SSN or ITIN [US Loan Guide]

Expat Mortgage USA [United States Mortgage for Expats]

Are US Dollars Accepted in Canada? [US Banks + Travel]

Best US Bank Account for Expats: Expat Banking Guide

Open a USD Bank Account Online [Free Guide]

Best US Banks for Non-Residents [Banking in the USA]

How to Create a US PayPal Account [Free Guide]

How to Open an American Bank Account

Can a US Citizen Living Abroad Open a Bank Account?

​​Bank Account Without SSN or ITIN [2025 Guide]

Open US Bank Account From India: Free Banking Guide

Open a Bank Account Online in the US as a Non-Resident

US Bank Account For Foreigners [Free Guide]Â

Open a US Bank Account From Abroad

Banks in Puerto Rico: Should You Bank Here?

US Bank Accounts for Non-Residents [Banks in the USA]

How to Open a Bank Account in the US as a Foreigner
