Bank Accounts for Non US Residents

Opening a bank account in the US as a non-resident can be difficult. It’s even more difficult if you are trying to open an account remotely or online. 

This is because in most cases, US banks require you to be a resident of the US and ask for a US tax identification number, proof of a local US address, and a US phone number to receive SMS messages. They also typically require that you show up in person to open the account.

If you can meet these requirements, you’ll undoubtedly have a much easier time opening an account. That said, if you can’t meet these requirements, it is still entirely possible to open US bank accounts without residency, a tax identification number or even ties to the US. And if you know where to go, it’s even possible to open accounts without ever setting foot in the country. 

Open a Bank Account Online as a US Non-Resident

Of course, these options aren’t available at all banks. You need to know where to go and the right way to apply in order to successfully open a US bank account online as a non-US resident.

Unfortunately, the banks that accept non-residents very rarely advertise this publicly. And, even if they do, they typically turn away people that contact them unannounced.

In fact, several members of our premium account opening service GlobalBanks Insider have been turned away after contacting US banks directly – it was only after they received a direct introduction to US banks from our team that they were welcomed and able to successfully open accounts.

As a recap, here are a few of the challenges non-residents face when opening a US bank account:

• Identifying US banks that allow remote account opening
• Identifying US banks that accept your nationality & residency
• Meeting address, phone, & identification requirements
• Meeting US deposit requirements, which vary from bank-to-bank
• Demonstrating sufficient ties to the US as a non-resident

Fortunately, every challenge listed above can be navigated with the right guidance.

To help you, we’ve prepared the most comprehensive US account opening service available, GlobalBanks USA. It’s dedicated to helping individuals open US bank accounts for non-residents 100% remotely.

So if you’re a non-resident and you’re ready to open a US bank account online, you can get started right now…